EBS eBanking Solution | Documents

Your own document production engine

Banking systems, loan offers, mortgage conditions…Your business is always in need of documents of all types.

Let your ebs ebanking solution take the pain out of document production. Customised documents produced at the touch of a button.

One of our banking customers can select from over 300 of their own documents which are automatically customised and produced by the system.

The simplest document could be a customised letter welcoming the customer and introducing your business. But the system can produce complex documents that include any selected data from a sophisticated customer fact find and include calculations such as repayment schedules, APR, early repayment charges and the like.

All documents securely stored against the client and case

With the eBanking Solutions system, you are provided with a document library area, where important files can be stored and automatically attached to any email template you choose to associate them with.

Remove the worry of out of date documents saved on staff computers. The library is dynamically maintained by all permitted users. Your files and documents are stored securely by the system.

Finance Control

FLEXIBLE CONFIGURATIONS WITH FULL FINANCIAL VISIBILITY AND CONTROL

Our systems provide you with the ability to handle the multiple requirements of various types of loans and payments, with easy visibility for client and loan management.

The system flexibility allows you to process any payments you receive, and to allocate against individual or multiple charges, fees or capital.

Multiple fee types can be set up to provide your own drop-down list with combinations of up-front and recurring fees in addition to interest and capital charges.

Clearly there is no limit to the number of loans a client may take out, and similarly an individual approved loan may be drawn down in several tranches. These can be linked to specific case stages or dates. The comprehensive commission system provides for multiple participants on any loan or case, with fixed or percentage-based commissions attributing. Payments to specific participants are then grouped together with full drill-down to the individual cases and commission tracking.

With a large choice of principal lenders in the market place, the eBanking Solutions system can adapt to the demand for different interest calculation methods. Here we have a sample of interest formulas available, including Rolled Interest, Interest Deductions, Capitalised Payments and Deferred Payments. We can also handle Islamic Loans.

If you have a niche method to calculate the rate of interest, please let us know as we are more than happy to include this. Lending systems tend to be less off-the-shelf than some of our other offerings, so speak to us about your requirements and we’re sure to be able to help